Financial plans and financial futures are destroyed below the clouds. How many more client families can you get to live their financial lives above the clouds?

Before you say ‘I never have any good ideas’, show me your bad ideas first - and a lot of them. It takes many digs to strike gold.

You do not want them to face the “big one” without knowing that they have successfully survived challenges before.

Our careers as financial advisers will be measured by the number of crises we guide our clients through.

With a drawdown of only 5% in the world’s premier index, the S&P500, 2021 conveyed the message that market returns are easy to come by with minimal downside movements.

2021 was another great reminder that forecasts are close to worthless.